About Us
company overview
HSA Living is your premier source for Health Savings Accounts (HSAs) and your best online resource center for learning the advantages of taking control of your health care solutions. Our hands-on mentorship approach helps you personally find the absolute best HSA for you, your family or your small business.
We do all the HSA research for you.
Want an easy way to get up to speed on latest, most relevant information in the HSA industry? Just ask us. At HSA living, our experts have done all the legwork for you. We´ve taken the industry´s complex information and regulations about HSAs and distilled it down to easy-to-understand facts that explain its important benefits and advantages. Plus, we provide easy-to-use tools that allow you to conduct your own research, analyze and even ask questions about the products that are best suited for your specific health care needs.
We help you find the HSA insurance and HSA provider that´s right for you.
No matter what kind of HSA insurance and financial services you need, HSA Living will help you find it. Fact is, we have established partnerships with numerous insurance and financial institutions across the nation. Plus, we do much more than provide you a list of options, we help you make your HSA selections based on your own personal criteria. From online tools to personal advisors, we offer the guidance you need so you can rest easy. And better yet, enjoy a sense of financial security that can help you live a happier, healthier life.
We´re leading the HSA revolution. (And that´s the ultimate benefit for you.)
Based on our comprehensive offerings of HSAs, HSA partnerships and HSA resources, HSA Living is the number one online source for everything HSA. We not only provide the information you need, we offer the cutting-edge insurance programs you want-just use our fast and easy on-line application process and we´ll take you through enrollment step-by-step. Getting approval couldn´t be any simpler!
Most important of all, our real leadership comes in the way we work with customers like you. Yes, we´re here to help you achieve your health and financial well-being. Yes, we´re dedicated to empowering you with the resources to accomplish it. But we believe our biggest, most valuable asset to you is our complete accessibility.
In short, we´re always here for you. Whether it´s by phone, email, fax or any other form of communication, you can count on us to be responsive to your questions and requests...to be knowledgeable about HSAs...and to counsel you in all your HSA decisions. Just think of us as your personal care package for everything HSA.
Back to topculture/philosophy
At HSA Living, we´re passionate about life. And to get the most out of life, that means staying healthy. We believe that every individual deserves the freedom to choose the health care plan that best fits their needs-health care plans that not only widen their choices of doctors and services, but promote a sense of financial well-being. That´s why we´re committed to transforming the health care industry. In short, we want to revolutionize health care. Because when it comes right down to it, your quality of life is what really matters.
PASSION
We´re dedicated to revolutionizing the industry by providing you with consumer-driven health care that puts you in control of your health and financial well-being.
EDUCATION
We understand the value of providing information to help you make the best, most well-informed decisions regarding HSAs-and we give you the best tools, online resources and personal guidance.
CARE
We believe in taking care of your needs from the moment you go through the enrollment process throughout the entire time you have your plans with us. Have questions? We´ll answer them. Need help? We´ll always be there for you.
EXPERTISE
We consistently strive to be your most knowledgeable source for HSA information, services, connections and plans.
INTEGRITY
We´re true to our commitments and steadfast in our ethics. When we say something, we keep our word. We believe in fairness. And we strive to respond to your requests in a timely manner.
LEADERSHIP
Staying on top of the cutting edge in HSAs is in our DNA. We´re committed to bringing you the absolute best not only for today, but for the future. Our goal is to anticipate your needs and give you the best options and services.
management team / advisors
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- Name:
- Gregory S. Golub
- Comapny & Position
- Founder & CEO
- About
Greg Golub is the founder of HSA Living and a long-time believer in consumer-driven health programs. He was motivated to start HSA Living because he believes individuals do not receive the guidance and mentorship, commonly given to group insurance customers, which are necessary to take advantage of recent healthcare trends. Prior to starting HSA Living, Greg founded Sequoia Benefits, LLC where he serves as the Company President. Sequoia Benefits is an employee benefits brokerage firm that specializes in the design, implementation, communication and management of benefits programs for mid-size businesses. Prior to starting Sequoia Benefits, Greg served as Vice President of International ProInsurance Services, also in Menlo Park, CA. Greg started his career in employee benefits in 1992 at American Insurance & Investments and then joined the Northwestern Mutual Financial Network where he was one of the company´s top salespeople in the United States.
Greg is a graduate of Washington and Lee University with a B.A. in Economics. He holds the designation of Certified Life Underwriter (CLU) from the American College of Insurance. Greg currently serves on the Board of Directors of The Golub Group, an investment management firm in San Mateo, CA.
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- Name:
- David Lawrence
- Comapny & Position
- Vice President, Strategic Partnerships
- About
David Lawrence is Vice President, Strategic Partnerships for HSA Living. As Vice President, David´s primary focus is developing partnerships with leading financial institutions, associations, and corporations. David has 22 years of management and sales experience within investment, insurance, bank and credit unions, most recently as Executive Director, in charge of strategic partnership development for ShareBuilder Securities. ShareBuilder´s Strategic Partnership group contributed 30% of the total revenue through 300 partnerships including top 10 banks, top 50 credit unions, major airlines, high tech corporations, and national retailers. Since ShareBuilder´s start-up in late 1999, David´s efforts helped take ShareBuilder from start-up to the 7th largest investment corporation. Previous to ShareBuilder, David was President of Advantage Resources, a subsidiary of KeyPoint Credit Union, formerly the American Electronics Association Credit Union. Under his leadership Advantage Resources was recognized by the National Association of Credit Union Service Organizations (NACUSO) as the 1999 CUSO of the year.
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- Name:
- Michele R. Floriani
- Comapny & Position
- Vice President, Marketing and Branding
- About
Michele leads brand strategy and marketing communications for HSA Living. In addition to his role at HSA Living, he is the Director of Branding for BMC Software, a large global IT Systems Management software company, as well as the Executive Creative Director for Davanti, a brand management consulting group in Silicon Valley.
Michele has been in marketing and branding in the high-tech sector for over ten years. Prior to his current roles, he was in Marketing and Communications with Remedy Corporation, Peregrine Systems, Extricity, and Accenture. Michele holds a B.F.A in Painting and Sculpture from the University of Southern California and studied Economics at Georgetown University in Washington, D.C.
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- Name:
- Stephan C. Roche
- Comapny & Position
- HSA Living Advisory Board Member
- About
Stephan is an active member of the HSA Living Advisory Board and is Vice President of ShareBuilder Corporation and General Manager of their Small Business Group. Stephan also serves as Vice President of Business Development for ShareBuilder, creating and launching new distribution partnerships and product concepts.
Stephan has more than 15 years experience driving growth strategies as well as major marketing and business development initiatives for high-profile companies. Before joining ShareBuilder in 2004, Stephan was a Senior Manager at Bain & Company, Inc., a global strategic management consulting firm. Prior to Bain & Company, he worked in brand management for Church & Dwight Company, Inc on their Arm & Hammer Baking Soda brands. In 1991, Stephan began his career at Procter & Gamble, working as a brand assistant on Folgers Coffee in Cincinnati.
Stephan holds a Bachelor of Arts degree, cum laude, in English literature from Princeton University and a Master´s degree in Business Administration from Harvard Business School.
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- Name:
- John P. Folsom
- Comapny & Position
- HSA Living Advisory Board Member
- About
John is a seasoned veteran of the insurance business with over 40 years experience in the industry. He is a strategic contributor to the HSA Living Advisory Board.
John has served as President of three insurance brokerage firms during his career including: Brown & Brown of Washington from 2001 to 2007, Raleigh, Schwartz & Powell from 1990 to 2001 where he also served as CEO, and Sedgewick of California from 1984 to 1989. From 1970 to 1989, John was Executive Vice President of Dinner Levison Company. John started his insurance career with Aetna Casualty in 1966. With his wide range of industry recognition and community service, John brings perspective and character to the HSA Living management team.
John holds a B.S. in History from the University of Washington and his J.D. from the University of California, Hastings School of Law. John also holds the designation of Chartered Property & Casualty Underwriter (an association for which he also served as President and by which he was recognized as Insurance Professional of the Year) as well as the Associate in Risk Management designation. John serves as a director for numerous community organizations including the American Leadership Forum and Tacoma Art Museum and is Chairman of the Board of MultiCare Health System.


